About Us

Gulf Harbour Development is a Custom Home Builder located in Cape Coral Florida. Our mission is to work directly with you to offer exceptional quality, design and service while maintaining competitive pricing.

steve-miller

Stephen Miller

Managing Member

Stephen Miller

Stephen Miller has over 35 years in the construction business, starting with the ownership of lumber yards in Florida early in his career. He built multimillion dollar communities in the Denver Colorado area for 20 years. Steve has worked significantly building single family homes in Cape Coral, Florida.

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Joe Rummans

Senior Project Manager & Partner

Joe Rummans

Joe began his career in the concrete and masonry industry over 30 years ago building homes from Charlotte County to Collier County. Joe is currently a Partner and Senior Project Manager for For Gulf Harbour Development and maintains his current Florida General Contractor License.

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Victoria O’Toole

Head of Sales, Southwest Florida

Victoria O’Toole

Victoria has been in the real-estate business for over 35 years.  She obtained her first real estate license in Massachusetts where she worked for a developer rehabbing homes and managing properties. Currently Victoria is a licensed real estate associate with Experience Real Estate Group in Southwest Florida. She manages all real estate sales for Gulf Harbour Development.

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denise-rummans

Denise Rummans

Lead Design Consultant

Denise Rummans

Denise, a long time native of Florida, began her career as a school teacher in addition to advising and controlling the family construction business, Rummans Construction. Today, she spends most of her time as an educator in addition to being Gulf Harbour Developments Lead Design Consultant.

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Stephen G. Miller

Managing Partner

Stephen G. Miller

Stephen’s career began during and over summer breaks while in high school and college. His hard work brought forth multiple scholarships for athletics. He played Division I Football in Colorado which earned him multiple All Conference awards at the wide receiver position. Today Stephen uses his ‘x and o’ abilities heading up Gulf Harbour Developments acquisitions.

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Laura Miller

Controller

Laura Miller

Laura is currently a resident in Denver Colorado and began her career in the food and beverage industry some decades ago ultimately rising the ranks to become one of the most sought after night club operators.

Today along with duties in the food and beverage industry, Laura maintains all assets and financial aspects of the business for Gulf Harbour Development.

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Can Do Mortgages

Can Do Mortgages is a veteran owned Mortgage Company that boasts a 23 day average close rate. If you get us what we need, we will get you to close. Our Turn times are amazing and our staff is here 7 days a week to answer those nagging questions.

Daniel Ludlow
Mortgage Loan Originator
NMLS# 1045577
OWNER/BROKER OM Realty Solutions
LLC NMLS# 1926653

Phone: (239) 205-5983
www.candomortgages.com

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Quality Building, Design, & Exceptional Service

Our Value Commitment

Direct Customer Service

We'll communicate directly with you through all aspects of the design and building of your house.

Custom Floor Plans

Choose a Gulf Harbour Development floor plan or work with Gulf Harbour Development to develop your own.

Real Estate Services

Choose a Gulf Harbour Development lot or build on a lot you own. We can also assist you in finding and purchasing a lot.

Personalized Finishings

Participate in interior finishing decisions, such as flooring, cabinets, lighting fixtures, trim and paint colors.